You may have questions such as: Can I afford to change careers? When can I retire? Do we have enough to educate our children? Can we afford a second home? How do I turn my retirement accounts into a paycheck? Will I outlive my money?
We provide holistic financial planning, and portfolio construction and monitoring, that takes into consideration your entire life and your specific goals. And, since we work on a fee-only basis, there are no conflicts of interest regarding third-party compensation or commissions to color our judgments on services we recommend. In fact, our firm is a Registered Investment Advisor, and as such we have a legal fiduciary obligation to act in the best interests of our clients – not ourselves.
We welcome your questions. Please contact us to schedule a complimentary Discovery Meeting.
What Does Money Mean To You?
Safety. Freedom. Peace of Mind. These are some emotions that can come from having a sound financial plan and a clear investment path to a worry-free retirement. What is important about money to you? What are your goals?
We’ve discovered over decades of working in the financial industry that it’s never just about
Emotions, habits, and attitudes about money begin in childhood and continue to develop throughout our lives, even after retirement. We ask questions such as: Are your values aligned with how you spend your money and your time? Are you happier when you’re saving or when you’re spending? Does ignoring your investments make you anxious? Do you feel safer when someone you trust is helping you manage your finances? What is important to you in life and is that reflected in your financial choices?
How people handle money and make financial plans for the future can sometimes be driven by pure emotion. For example, behavioral finance experts say it’s human nature to want to buy when the market is rising and want to sell when the market is falling. We help avoid those “buy high, sell low” kinds of mistakes as well as avoid many other pitfalls large and small. It’s our job to help you navigate the complex financial world, building peace of mind through realistic planning and asset management.
We help try to understand the emotional reasons for money choices, as well as analyze and explain the underlying math, assumptions and projections, getting to the heart of the matter so you can make smart financial decisions. We are here to help you explore options that suit you and help take the anxiety away. We call ourselves “financial therapists” in jest, but the truth is, money is a hot button for many.
What does money mean to you? We welcome your questions. Please contact us to schedule a complimentary Discovery Meeting.