Does money mean safety to you? Maybe it’s freedom, or peace of mind. We can explore how a sound financial plan and a clear investment path can help get you where you want to go. What’s important to you about money?
It’s never just about the money. We’ve learned much from our decades in the financial industry. Emotions, habits and attitudes about money begin in our childhood years. This continues to develop throughout our lives, even after retirement.
That’s why we ask the questions we ask. Are your values aligned with how you spend your money and your time? Are you happier when you’re saving or when you’re spending? Does ignoring your investments make you anxious? Do you feel safer when someone you trust is helping you manage your finances? What is important to you in life and is that reflected in your financial choices?
How people handle money and make financial plans for the future sometimes is based on pure emotion. An example: Behavioral finance experts say it’s human nature to want to buy when the market is rising and want to sell when it’s falling.
We’re here to help clients avoid those “buy high, sell low” kinds of mistakes as well as avoid many other pitfalls large and small. It’s our job to help you navigate the complex financial world, building peace of mind through realistic planning and solid asset management.
We try to shine a light on some of the emotional reasons for money choices. We’ll also analyze and explain the underlying math, assumptions and projections, all the while getting to the heart of the matter. That way you can make smart financial decisions. We want to help you explore the options that best suit you and help eliminate any anxieties. We call ourselves “financial therapists” in jest, but the truth is that money can be a hot button issue.
What does money mean to you?
What Can We Do For You?
We can help you find the answers to your questions. Can I afford to change careers? When can I retire? Do we have enough to educate our children? Can we afford a second home? How do I turn my retirement accounts into a paycheck? Will I outlive my money?
We provide holistic financial planning and investment management that takes into consideration your whole picture and your specific goals. And, because we work on a fee-only basis, there are no conflicts of interest regarding third-party compensation or commissions to color our judgments on services we recommend. In fact, our firm is a Registered Investment Advisor, and as such, we have a legal fiduciary obligation to act only in the best interests of our clients – not ourselves.
