When we talk about safety, or freedom, or peace of mind, we are talking about a set of emotions and possibilities that can come with having a sound financial plan and a clear, well thought out investment path. So what matters to you? What’s important about money? What are your goals?
We’ve come to understand a number of things from our decades in the financial industry. One of the most poignant is that it’s never just about the money. Emotions, habits and attitudes about money begin in our childhood years. All this continues to develop throughout our lives, even after retirement.
That’s why we ask the questions we ask. Are your values aligned with how you spend your money and your time? Are you happier when you’re saving or when you’re spending? Does ignoring your investments make you anxious? Do you feel safer when someone you trust is helping you manage your finances? What is important to you in life and is that reflected in your financial choices?
How people handle money and make financial plans for the future sometimes emerges out of pure emotion. Here’s a perfect example. Behavioral finance experts say it’s human nature to want to buy when the market is rising and want to sell when it’s falling.
We’re here to help clients avoid those “buy high, sell low” kinds of mistakes as well as avoid many other pitfalls large and small. It’s our job to help you navigate the complex financial world, building peace of mind through realistic planning and asset management.
We try to shine a light on some of the emotional reasons for money choices. We’ll also analyze and explain the underlying math, assumptions and projections, all the while getting to the heart of the matter. That way you can make smart financial decisions. We want to help you explore the options that best suit you and help eliminate any anxieties. We call ourselves “financial therapists” in jest, but the truth is, money really is a hot button issue for many people.
What does money mean to you? We welcome your questions. Please contact us to schedule a complimentary Discovery Meeting.
What Can We Do For You?
We can help you find the answers to these questions. Can I afford to change careers? When can I retire? Do we have enough to educate our children? Can we afford a second home? How do I turn my retirement accounts into a paycheck? Will I outlive my money?
We provide holistic financial planning, and portfolio construction and monitoring, that takes into consideration your entire life and your specific goals. And, since we work on a fee-only basis, there are no conflicts of interest regarding third-party compensation or commissions to color our judgments on services we recommend. In fact, our firm is a Registered Investment Advisor, and as such, we have a legal fiduciary obligation to act only in the best interests of our clients – not ourselves.
We welcome your questions. Please contact us to schedule a complimentary Discovery Meeting.
