Should parents sacrifice retirement savings for college? As the parent of a high school senior, I understand the desire to pay for children to go to college. To help your child graduate debt-free with a degree is an admirable goal and a wonderful gift. But beware. There’s an important thing to keep in mind: students can borrow for school but retirees…
Read More
How to Afford an Investment Adviser
The Garret Planning Network was mentioned as a good source for locating an affordable financial advisor in “How to afford an investment adviser without breaking the bank.“
About Restricted Stock Options
So many employers now offer RSUs as an incentive for employees to remain on the job, but so many employees don’t really understand them. A friend of Blue Spark Capital Advisors asked us recently, “Should I sell my vested options or wait until I leave the company or retire?” The big question that will help you answer that is this:…
Read More
Is your will more than five years old?
Estate planning is one of the hardest parts of financial planning to focus on, largely because it spurs you to think about how the world will continue on after you die. It’s easy to find more pressing issues to tackle first, like removing your wisdom teeth. But as Whitney Houston’s family painfully discovered in recent years, letting your will get…
Read More
Tips for Picking a Financial Adviser
How to begin? “Set up ‘get acquainted’ meetings and ask each adviser to write up a proposal, including their fees,” said Sheryl Garrett, CFP®, founder of the Garrett Planning Network, in “Tips for Picking a Financial Adviser.”